Credit Analyst at Legal & General, Luton, East of England

Legal & General is a renowned financial services company operating in the Banking & Finance sector. With a strong presence in Luton, East of England, United Kingdom, Legal & General is committed to providing innovative financial solutions to its clients. Key Responsibilities For Credit Analyst: - Conduct detailed credit assessments of individual and corporate loan applications. - Analyse financial statements, credit reports, and other relevant documents to evaluate creditworthiness. - Prepare credit proposals and recommendations for approval or rejection of credit applications. - Monitor and review existing credit accounts to identify potential risks and opportunities for improvement. - Collaborate with internal teams to ensure compliance with regulatory requirements and company policies. - Provide timely and accurate reports on credit portfolio performance and trends. Required Qualifications: - Bachelor's degree in Finance, Accounting, Economics, or related field. - Proven experience as a Credit Analyst in a financial institution. - Sound knowledge of financial analysis, risk assessment, and credit evaluation techniques. - Strong understanding of UK financial regulations and compliance standards. - Excellent analytical skills with attention to detail and accuracy. - Proficient in using financial analysis software and MS Office applications. Desired Skills: - Professional certification such as Chartered Financial Analyst (CFA) or Chartered Accountant (CA). - Experience in using credit scoring models and data analytics tools. - Effective communication and interpersonal skills to liaise with stakeholders. - Ability to work under pressure and meet tight deadlines. - Proactive approach to problem-solving and decision-making. Compensation & Benefits: - The annual salary for the Credit Analyst position at Legal & General in Luton, East of England, United Kingdom, ranges from £30,000 to £40,000, depending on experience and qualifications. - Competitive benefits package including pension scheme, healthcare coverage, and opportunities for professional development and career advancement. How to Apply: To apply for the Credit Analyst position at Legal & General, please visit our careers page on the company website and submit your CV along with a cover letter outlining your suitability for the role. We look forward to receiving your application and potentially welcoming you to our dynamic team at Legal & General.