Credit Analyst at Standard Chartered, London, Greater London

Company Overview: Standard Chartered is a leading international banking group with a strong presence in London, Greater London, United Kingdom. With a rich heritage of over 160 years, we operate in some of the world's most dynamic markets and serve clients in more than 60 countries. Committed to driving commerce and prosperity through our unique diversity, we offer a range of financial services to individuals, businesses, and institutions. Key Responsibilities for Credit Analyst: - Conduct thorough credit assessments on individual and corporate clients to evaluate their creditworthiness. - Analyse financial statements, credit reports, and other relevant data to assess risk and make informed credit decisions. - Prepare detailed credit proposals and present recommendations to senior management for approval. - Monitor existing credit facilities, assess financial performance, and recommend appropriate actions to manage credit risk effectively. - Collaborate with internal stakeholders, including relationship managers and underwriters, to ensure timely and accurate credit assessments. - Keep abreast of industry trends, regulatory requirements, and market developments to enhance credit decision-making processes. Required Qualifications: - Bachelor's degree in Finance, Accounting, Economics, or a related field. - Proven experience as a Credit Analyst in the banking or financial services sector. - Sound knowledge of financial analysis, credit risk assessment, and regulatory compliance. - Strong analytical skills with the ability to interpret complex financial data accurately. - Excellent communication and interpersonal skills to liaise with internal and external stakeholders effectively. - Proficiency in financial modelling and credit scoring techniques. Desired Skills: - Professional qualifications such as ACCA, CFA, or equivalent would be advantageous. - Experience in using credit risk management systems and software. - Ability to work under pressure and meet tight deadlines while maintaining high quality standards. - Strong attention to detail and the ability to identify potential credit risks proactively. - A proactive and collaborative approach to problem-solving and decision-making. Compensation & Benefits: The annual salary range for the Credit Analyst position at Standard Chartered in London is £35,000 to £45,000, depending on experience and qualifications. In addition to competitive remuneration, we offer a comprehensive benefits package, including pension contributions, healthcare coverage, and opportunities for professional development and career advancement. How to Apply: To apply for the Credit Analyst role at Standard Chartered in London, please visit our careers page on the company website and submit your updated CV along with a cover letter highlighting your relevant experience and qualifications. We look forward to receiving your application and exploring the possibility of you joining our dynamic team.