Credit Underwriter at Capital One, Philadelphia, Pennsylvania

Company Overview: Capital One is a leading financial services company specializing in banking, credit cards, and loans. With a commitment to providing innovative financial solutions, Capital One is at the forefront of the banking and finance industry, leveraging technology to deliver exceptional customer experiences. Key Responsibilities for Credit Underwriter: - Evaluate credit applications and assess the creditworthiness of individuals and businesses applying for loans or lines of credit - Analyze financial data, credit reports, and other relevant information to make informed decisions on credit approvals - Ensure compliance with regulatory guidelines and internal policies while making credit decisions - Communicate effectively with internal stakeholders and customers to gather necessary information for underwriting processes - Collaborate with cross-functional teams to streamline underwriting processes and enhance overall efficiency Required Qualifications: - Bachelor's degree in Finance, Accounting, Economics, or a related field - Proven experience as a Credit Underwriter in the banking or financial services industry - Strong analytical skills with the ability to interpret complex financial data - Solid understanding of credit risk assessment and underwriting principles - Excellent attention to detail and the ability to work in a fast-paced environment Desired Skills: - Professional certification such as Certified Credit Underwriter (CCU) or similar - Experience with underwriting software and financial modeling tools - Strong interpersonal skills with the ability to build relationships with internal and external stakeholders - Ability to adapt to changing priorities and handle multiple tasks simultaneously Compensation & Benefits: The annual salary range for the Credit Underwriter position at Capital One in Philadelphia, Pennsylvania is $65,000 to $85,000, commensurate with experience and qualifications. In addition to competitive pay, Capital One offers a comprehensive benefits package including health insurance, retirement plans, paid time off, and professional development opportunities. How to Apply: To apply for the Credit Underwriter position at Capital One, please visit our careers website and submit your resume along with a cover letter outlining your relevant experience and qualifications. We look forward to reviewing your application and potentially welcoming you to our dynamic team at Capital One.