Credit Underwriter at American Express, Nashville, Tennessee

Company Overview:
American Express is a globally renowned financial services company specializing in payment solutions, travel, and financial management for individuals and businesses. With a strong commitment to customer service excellence and innovation, American Express has established itself as a leader in the banking and finance industry.

Key Responsibilities for Credit Underwriter:
- Evaluate credit applications and financial information to determine creditworthiness of applicants.
- Analyze credit reports, income documentation, and other relevant financial data.
- Assess risk factors and make informed decisions on credit approvals or denials.
- Ensure compliance with company policies, industry regulations, and underwriting guidelines.
- Communicate effectively with internal stakeholders and external customers to gather necessary information.

Required Qualifications:
- Bachelor's degree in Finance, Accounting, Business Administration, or related field.
- Proven experience as a Credit Underwriter in a banking or financial institution.
- Strong understanding of credit analysis, risk assessment, and financial statement analysis.
- Proficiency in using underwriting software and financial modeling tools.
- Excellent analytical skills with attention to detail and accuracy.
- Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment.

Desired Skills:
- Master's degree in Finance or related field.
- Professional certification such as Certified Credit Underwriter (CCU) or Chartered Financial Analyst (CFA).
- Experience in commercial or small business credit underwriting.
- Knowledge of regulatory compliance requirements in the financial industry.
- Strong interpersonal skills for effective communication and collaboration with team members.

Compensation & Benefits:
The annual salary range for the Credit Underwriter position at American Express in Nashville, Tennessee is $60,000 to $80,000, commensurate with experience and qualifications. In addition to competitive pay, American Express offers a comprehensive benefits package including healthcare coverage, retirement savings plans, paid time off, and professional development opportunities.

How to Apply:
To apply for the Credit Underwriter position at American Express in Nashville, Tennessee, please visit our company website and submit your resume along with a cover letter highlighting your relevant experience and qualifications. We thank all applicants for their interest in joining our team.