Credit Underwriter at American Express, Nashville, Tennessee

Company Overview: American Express is a globally renowned financial services company specializing in payment solutions, travel, and financial management for individuals and businesses. With a strong commitment to customer service excellence and innovation, American Express has established itself as a leader in the banking and finance industry. Key Responsibilities for Credit Underwriter: - Evaluate credit applications and financial information to determine creditworthiness of applicants. - Analyze credit reports, income documentation, and other relevant financial data. - Assess risk factors and make informed decisions on credit approvals or denials. - Ensure compliance with company policies, industry regulations, and underwriting guidelines. - Communicate effectively with internal stakeholders and external customers to gather necessary information. Required Qualifications: - Bachelor's degree in Finance, Accounting, Business Administration, or related field. - Proven experience as a Credit Underwriter in a banking or financial institution. - Strong understanding of credit analysis, risk assessment, and financial statement analysis. - Proficiency in using underwriting software and financial modeling tools. - Excellent analytical skills with attention to detail and accuracy. - Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced environment. Desired Skills: - Master's degree in Finance or related field. - Professional certification such as Certified Credit Underwriter (CCU) or Chartered Financial Analyst (CFA). - Experience in commercial or small business credit underwriting. - Knowledge of regulatory compliance requirements in the financial industry. - Strong interpersonal skills for effective communication and collaboration with team members. Compensation & Benefits: The annual salary range for the Credit Underwriter position at American Express in Nashville, Tennessee is $60,000 to $80,000, commensurate with experience and qualifications. In addition to competitive pay, American Express offers a comprehensive benefits package including healthcare coverage, retirement savings plans, paid time off, and professional development opportunities. How to Apply: To apply for the Credit Underwriter position at American Express in Nashville, Tennessee, please visit our company website and submit your resume along with a cover letter highlighting your relevant experience and qualifications. We thank all applicants for their interest in joining our team.