Financial Planner at RBC Royal Bank, Lethbridge, Alberta in Lethbridge

Company Overview RBC Royal Bank is Canada’s largest financial institution, offering a full spectrum of banking, wealth management, insurance and capital markets services to individuals, businesses and communities across the country. With a strong commitment to diversity, inclusion and sustainable growth, RBC invests in the professional development of its employees and supports the economic vitality of the regions it serves. The Lethbridge branch is a key hub for serving the Southern Alberta market, delivering personalized financial solutions to a diverse client base. Key Responsibilities For Financial Planner - Conduct comprehensive financial needs analyses for retail and small‑business clients, identifying goals related to retirement, investment, tax planning, estate and risk management. - Develop and present customized financial plans that align with client objectives, risk tolerance and regulatory requirements. - Recommend appropriate RBC products and services, including mutual funds, GICs, RRSPs, TFSAs, mortgages and insurance solutions, while ensuring suitability and compliance with the Canadian Securities Administrators (CSA) standards. - Build and maintain long‑term relationships through regular portfolio reviews, performance reporting and proactive communication of market developments. - Collaborate with internal specialists such as investment advisors, mortgage consultants and insurance underwriters to deliver integrated wealth‑management solutions. - Stay current on industry trends, legislative changes and RBC product enhancements to provide accurate, up‑to‑date advice. - Meet or exceed individual and branch sales targets while adhering to RBC’s ethical standards and risk‑management policies. - Maintain accurate client records in RBC’s CRM system and ensure all documentation meets the requirements of the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC). Required Qualifications - Bachelor’s degree in Finance, Economics, Business Administration or a related discipline; a professional designation such as CFP®, CIM® or CPA is strongly preferred. - Minimum of three (3) years of experience delivering financial planning or wealth‑management services in a Canadian banking or brokerage environment. - Current registration with the Ontario Securities Commission (OSC) or equivalent provincial regulator, and a clean regulatory record. - Proven ability to interpret and apply Canadian tax legislation, retirement planning rules and investment regulations. - Excellent verbal and written communication skills, with the ability to explain complex financial concepts in clear, client‑friendly language. - High level of integrity, client‑centric mindset and commitment to RBC’s Code of Conduct. Desired Skills - Advanced proficiency with financial planning software (e.g., MoneyGuidePro, eMoney Advisor) and Microsoft Office Suite. - Strong analytical and quantitative skills, with a track record of developing data‑driven recommendations. - Experience working with diverse client segments, including Indigenous communities and recent immigrants. - Ability to work collaboratively in a team environment while also managing an independent client book. - Fluency in French or another language spoken in the Lethbridge region is an asset. Compensation & Benefits - Competitive annual base salary ranging from $70,000 to $95,000, commensurate with experience and professional credentials. - Performance‑based incentive program with quarterly bonuses tied to client acquisition, retention and revenue targets. - Comprehensive benefits package including health, dental and vision coverage, a group RRSP matching program (up to 5% of eligible earnings), and a flexible spending account. - Paid vacation (15 days per year) plus statutory holidays, and additional paid time off for professional development. - Access to RBC’s employee assistance program, wellness initiatives, and tuition reimbursement for continuing education. - Opportunities for career progression within RBC’s national wealth‑management network. How to Apply Interested candidates should submit an online application through the RBC Careers portal. Upload a current résumé and a cover letter that outlines your relevant experience, professional designations and why you are interested in joining RBC Royal Bank in Lethbridge. Applications will be reviewed on a rolling basis; only shortlisted applicants will be contacted for an interview. RBC Royal Bank is an equal‑opportunity employer and welcomes applicants from all backgrounds. Qualifications: CFP Skills: Accounting software (QuickBooks, Sage, SAP)